your move, made clear

Tell me what home
you're looking for

Answer a few quick questions and I'll set up a personal home search for you in NorthstarMLS. You'll get an email with homes that match — just click View Homes in that email to activate your search.

Allison Deal  ·  Pemberton Real Estate  ·  Twin Cities Metro

1
You tell me the must-havesBeds, baths, garage, area, and price — or the monthly payment you want to stay near.
2
I build your searchI personally set up your search in NorthstarMLS (Matrix) using exactly what you share here.
3
Click “View Homes”Your search arrives by email. Clicking View Homes activates it, so new matches keep coming to you.

Your home search

Takes about 2 minutes. Nothing here locks you in — we can adjust your search anytime.

About you

Where do you want to live?

Tap any areas you like, and add neighborhoods, cities, or a general direction below. I serve the entire Twin Cities metro — Monticello to Farmington, Woodbury to Delano.

Beds, baths & garage

Price — or monthly payment

Shop whichever way feels clearer. Move one and I'll translate it into the other with the estimator on this page. Estimates only — your lender confirms exact numbers.

$450,000

Estimator defaults — change them if your situation is different: conventional loan · 5% down · 700 credit score · 30-year fixed. Default rate is 7.625% with 5% down, and it drops to 7.375% when you put 20% or more down — as of Nov 4, 2026: Freddie Mac's weekly survey put the 30-year fixed at 7.24% for the week ending Oct 29, 2026 — for 20% down with excellent credit — adjusted up for a 700 score and rounded up, never down, so the estimate errs on the high side. The 5%-down rate carries an extra bump for 95% loan-to-value; at 20% down that bump goes away and so does private mortgage insurance (PMI). PMI also steps down as you put more down: it's priciest under 10% down, lower at 10%, lower still at 15%, and gone at 20% — the estimator applies the right tier automatically whenever you change the down payment. Change the down payment above and the rate and PMI update automatically — you can still type your own rate if your lender quoted you something different. The defaults are refreshed weekly from that survey; your lender quotes your actual rate.

Anything else that matters?

You're all set — one last tap ↓

Tap “Email my search to Allison” and your email app will open with everything filled in. Once I receive it, I'll set up your NorthstarMLS search and send it back to this email address. Open that email and click “View Homes” to activate it — that's the click that turns your alerts on.

By sending this, you're asking Allison Deal at Pemberton Real Estate to create a home search for you. No spam, no obligation, and you can pause or change your search anytime by replying to any alert email.

helpful, wherever you are in the move

Guides & checklists

Moving in, moving out, or settling in for Minnesota weather — here is the real work, spelled out. Tap any guide, and use “Copy this guide” to save or share it.

Buyer moving checklist

From accepted offer to first night in the new house.

6–8 weeks before

  • Book movers or reserve a truck — weekends fill fast
  • Get quotes from 2–3 movers; confirm insurance coverage
  • Start decluttering: donate, sell, recycle — move less, pay less
  • Gather boxes, tape, and labels; pack room by room, label the room AND contents
  • Notify your landlord in writing if you’re renting (check your notice period)
  • Measure the new home’s doorways and rooms for large furniture

2–4 weeks before

  • File USPS change of address; update bank, cards, subscriptions, and voter registration
  • Schedule utility transfers: electric, gas, water, internet, trash — start service the day before closing
  • Arrange time off for closing and moving day
  • Confirm closing details with your lender and title company; arrange your down-payment wire carefully — always verify wiring instructions by phone (wire fraud is real)
  • Pack a “first night” box: toiletries, chargers, sheets, towels, paper goods, snacks, pet supplies
  • Use up freezer and pantry food

Moving week & after

  • Final walk-through: test appliances, faucets, outlets, and check for agreed repairs
  • At closing, get every key, garage remote, and code
  • Change the locks — you don’t know who has a copy
  • Locate the water shut-off, breaker panel, and furnace filter; replace the filter
  • Test smoke and CO detectors; note your homestead classification with the county if this is your primary home
  • Meet the neighbors, find the nearest hardware store, and order pizza — you did it

Seller moving checklist

Different job than buying — this one ends with a clean, on-time handoff to your buyer.

Before you list

  • Declutter and pre-pack anything non-essential — it doubles as staging
  • Book donation pickup and a junk haul if needed
  • Gather records buyers ask for: utility averages, appliance manuals, warranties, past permits
  • Complete your Seller’s Disclosure honestly and completely
  • Decide what stays: window treatments, appliances, and fixtures should be spelled out in writing
  • Plan where you’ll go during showings — pets included

Under contract

  • Book movers or a truck as soon as the inspection contingency clears
  • Schedule utility shut-off/transfer for the day AFTER closing (buyers need power at walk-through)
  • File USPS change of address and update accounts
  • Complete any agreed inspection repairs and keep receipts for the buyer
  • Book a move-out clean (or plan a full day for it) — most purchase agreements require “broom clean” at minimum
  • Cancel or transfer lawn care, snow removal, security monitoring, and HOA accounts

Closing week

  • Empty everything not included in the sale — attic, crawl space, garage corners
  • Leave included items, manuals, garage remotes, and all keys in one labeled spot
  • Take final meter readings and photos of the empty, clean home
  • Lock all windows and doors; leave thermostat at a reasonable setting
  • Bring your ID and any required keys/documents to closing
  • Keep your closing statement (HUD-1/Closing Disclosure) for your tax records

Minnesota home care, season by season

Four short lists a year keeps the big repairs away — tuned for Minnesota weather, from spring thaw to deep freeze.

Spring (March–May)

  • Test the sump pump before the thaw — pour in a bucket of water and watch it run
  • Clear gutters and downspouts; extend downspouts 4–6 feet from the foundation
  • Inspect the roof for winter-damaged or lifted shingles
  • Turn exterior faucets back on and check for freeze-split pipes
  • Service the AC before the first hot week; replace the furnace filter
  • Check grading — soil should slope away from the house after freeze-thaw shifting
  • Test smoke/CO detectors; check the fire extinguisher
  • Schedule deck and fence repairs while contractors still have openings

Summer (June–August)

  • Keep AC coils clear; trim shrubs 12 inches off siding and the unit
  • Seal or stain the deck every 2–3 years
  • Check window wells and basement walls after heavy storms
  • Clean dryer vent ducting (not just the lint trap)
  • Inspect caulk around windows, tubs, and sinks; re-caulk where cracked
  • Test garage-door auto-reverse safety sensors
  • Watch for pests at the foundation line; seal gaps where lines enter the house
  • Flush the water heater sediment if your model calls for it

Fall (September–November)

  • Have the furnace inspected and tuned before heating season; stock filters
  • Shut off and drain exterior faucets; disconnect and drain hoses — frozen hose bibs burst pipes
  • Blow out sprinkler/irrigation lines
  • Clean gutters after the leaves drop; confirm downspouts drain clear
  • Check the roof and attic for ice-dam risks: proper insulation and ventilation prevent ice dams
  • Seal driveway and concrete cracks before freeze-thaw widens them
  • Service the snow blower and stock ice melt BEFORE the first storm
  • Chimney sweep if you burn wood; test the humidifier

Winter (December–February)

  • Keep the thermostat at 68°+ and open cabinet doors on exterior-wall plumbing during deep cold
  • Let faucets drip on the coldest nights if pipes have frozen before
  • Roof-rake the eaves after heavy snow to prevent ice dams; never climb an icy roof
  • Keep furnace and dryer vents clear of snow drifts — blocked vents are a CO risk
  • Change furnace filters monthly in heavy heating season
  • Run the humidifier at 30–40% to protect wood floors and trim
  • Check the attic for frost buildup — a sign of air leaks to seal in spring
  • If you travel, set a water-leak alert or shut off the main — a burst pipe in January is the costliest MN accident